diff --git a/partners_api/ads/ads_base.cpp b/partners_api/ads/ads_base.cpp
index d64184d900..dbb6a68060 100644
--- a/partners_api/ads/ads_base.cpp
+++ b/partners_api/ads/ads_base.cpp
@@ -90,20 +90,30 @@ std::string DownloadOnMapContainer::GetBanner(storage::CountryId const & country
                                               std::optional<m2::PointD> const & userPos,
                                               std::string const & userLanguage) const
 {
-  if (!userPos || !HasBanner(countryId, *userPos, userLanguage))
+  if (!HasBanner(countryId, userPos, userLanguage))
     return {};
 
   return GetBannerInternal();
 }
 
 bool DownloadOnMapContainer::HasBanner(storage::CountryId const & countryId,
-                                       m2::PointD const & userPos,
+                                       std::optional<m2::PointD> const & userPos,
                                        std::string const & userLanguage) const
 {
   storage::CountriesVec userPosCountries;
-  auto const userPosCountryId = m_delegate.GetCountryId(userPos);
-  userPosCountries.emplace_back(userPosCountryId);
-  userPosCountries.emplace_back(m_delegate.GetTopmostParentFor(userPosCountryId));
+  if (userPos)
+  {
+    auto const userPosCountryId = m_delegate.GetCountryId(*userPos);
+    userPosCountries.emplace_back(userPosCountryId);
+    userPosCountries.emplace_back(m_delegate.GetTopmostParentFor(userPosCountryId));
+  }
+
+  bool isUserPosSupported =
+      (userPosCountries.empty() && IsUserPosCountrySupported("")) ||
+      std::any_of(userPosCountries.begin(), userPosCountries.end(),
+                  [this](auto const & id) { return IsUserPosCountrySupported(id); });
+  if (!isUserPosSupported)
+    return false;
 
   storage::CountriesVec downloadMwmCountries;
   downloadMwmCountries.emplace_back(countryId);
@@ -113,8 +123,6 @@ bool DownloadOnMapContainer::HasBanner(storage::CountryId const & countryId,
                       [this](auto const & id) { return IsUserPosCountryExcluded(id); }) &&
          !std::any_of(downloadMwmCountries.begin(), downloadMwmCountries.end(),
                       [this](auto const & id) { return IsCountryExcluded(id); }) &&
-         std::any_of(userPosCountries.begin(), userPosCountries.end(),
-                     [this](auto const & id) { return IsUserPosCountrySupported(id); }) &&
          std::any_of(downloadMwmCountries.begin(), downloadMwmCountries.end(),
                      [this](auto const & id) { return IsCountrySupported(id); }) &&
          IsLanguageSupported(userLanguage);
diff --git a/partners_api/ads/ads_base.hpp b/partners_api/ads/ads_base.hpp
index c7b2c6472b..f6f20f8260 100644
--- a/partners_api/ads/ads_base.hpp
+++ b/partners_api/ads/ads_base.hpp
@@ -108,8 +108,8 @@ protected:
   Delegate & m_delegate;
 
 private:
-  virtual bool HasBanner(storage::CountryId const & countryId, m2::PointD const & userPos,
-                         std::string const & userLanguage) const;
+  bool HasBanner(storage::CountryId const & countryId, std::optional<m2::PointD> const & userPos,
+                 std::string const & userLanguage) const;
   virtual std::string GetBannerInternal() const;
 
   DISALLOW_COPY(DownloadOnMapContainer);
diff --git a/partners_api/partners_api_tests/mastercard_sberbank_tests.cpp b/partners_api/partners_api_tests/mastercard_sberbank_tests.cpp
index f5a19512a6..83c453d360 100644
--- a/partners_api/partners_api_tests/mastercard_sberbank_tests.cpp
+++ b/partners_api/partners_api_tests/mastercard_sberbank_tests.cpp
@@ -15,6 +15,11 @@ UNIT_TEST(MastercardSberbank_GetBanner)
     auto const banner = masterSber.GetBanner("Russia_Tambov Oblast", point, "ru");
     TEST(!banner.empty(), ());
   }
+  {
+    delegate.SetTopmostParent("Russian Federation");
+    auto const banner = masterSber.GetBanner("Russia_Tambov Oblast", {}, "ru");
+    TEST(!banner.empty(), ());
+  }
   {
     delegate.SetTopmostParent("United States of America");
     auto const banner = masterSber.GetBanner("US_North Carolina_Raleigh", point, "ru");
diff --git a/partners_api/partners_api_tests/skyeng_tests.cpp b/partners_api/partners_api_tests/skyeng_tests.cpp
index b0e9b551c8..3ccbb1c431 100644
--- a/partners_api/partners_api_tests/skyeng_tests.cpp
+++ b/partners_api/partners_api_tests/skyeng_tests.cpp
@@ -18,6 +18,10 @@ UNIT_TEST(Skyeng_GetBanner)
     auto const banner = skyeng.GetBanner("US_North Carolina_Raleigh", point, "ru");
     TEST(!banner.empty(), ());
   }
+  {
+    auto const banner = skyeng.GetBanner("US_North Carolina_Raleigh", {}, "ru");
+    TEST(!banner.empty(), ());
+  }
   {
     auto const banner = skyeng.GetBanner("Russia_Tambov Oblast", point, "en");
     TEST(banner.empty(), ());
diff --git a/partners_api/partners_api_tests/tinkoff_airlines_tests.cpp b/partners_api/partners_api_tests/tinkoff_airlines_tests.cpp
index 4384b1d4f2..22b0eff906 100644
--- a/partners_api/partners_api_tests/tinkoff_airlines_tests.cpp
+++ b/partners_api/partners_api_tests/tinkoff_airlines_tests.cpp
@@ -22,6 +22,12 @@ UNIT_TEST(TinkoffAirlines_GetBanner)
     auto const banner = tinkoffAirlines.GetBanner("", point, "ru");
     TEST(banner.empty(), ());
   }
+  {
+    delegate.SetTopmostParent("Germany");
+    delegate.SetCountryId("Russian Federation");
+    auto const banner = tinkoffAirlines.GetBanner("", {}, "ru");
+    TEST(banner.empty(), ());
+  }
   {
     delegate.SetTopmostParent("Germany");
     delegate.SetCountryId("Russian Federation");
diff --git a/partners_api/partners_api_tests/tinkoff_insurance_tests.cpp b/partners_api/partners_api_tests/tinkoff_insurance_tests.cpp
index 9e090d00d0..d97246d126 100644
--- a/partners_api/partners_api_tests/tinkoff_insurance_tests.cpp
+++ b/partners_api/partners_api_tests/tinkoff_insurance_tests.cpp
@@ -21,6 +21,12 @@ UNIT_TEST(TinkoffInsurance_GetBanner)
     auto const banner = tinkoffInsurance.GetBanner("", point, "ru");
     TEST(!banner.empty(), ());
   }
+  {
+    delegate.SetTopmostParent("France");
+    delegate.SetCountryId("Russian Federation");
+    auto const banner = tinkoffInsurance.GetBanner("", {}, "ru");
+    TEST(banner.empty(), ());
+  }
   {
     delegate.SetTopmostParent("France");
     delegate.SetCountryId("Russian Federation");